Tax Tool
Incorporation Analyser: Sole Trader vs Limited
The decision to incorporate should be driven by hard numbers, not guesswork. With the 2026 tax landscape altering National Insurance limits and squeezing dividend allowances, the tipping point for limited companies has shifted.
Use our Analyser to identify the exact profit threshold where moving from self-assessment to a structured director salary and dividends becomes financially beneficial for you.
- Compare total tax liabilities directly.
- Input 2026 structural tax changes automatically.
£
£30k
£150k+
Net Profit: Sole Trader
£45,330
Net Profit: Limited Company
£49,150
Limited Company is more efficient
Annual Tax Saving
£3,820
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For estimation only. Excludes specific setup costs or local relief.