Tax Tool
CGT Forecaster: 2026 Allowances
With the Annual Exempt Amount now strictly capped at £3,000 for 2026, relying on historic allowances will result in an unexpected tax bill.
Use this Forecaster to model your exact liability before executing a disposal. The mathematical logic automatically adjusts for the 18%/24% residential property surcharge versus the standard 10%/20% asset rates, based on your current income band.
- Calculates the £3,000 Annual Exempt Amount.
- Maps your Basic Rate band availability precisely.
£40k
£
£0
£300k+
Total Capital Gains Tax
£7,320
Annual Exempt Amount
-£3,000
Taxable Gain
£47,000
At Basic Rate
£1,027
At Higher Rate
£6,293
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Excludes specific reliefs like Business Asset Disposal Relief (BADR). Consult us for specific applications.