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MTD 2026 Readiness Specialists

Protect Your Yields.
Secure Your Properties.

Navigate the April 2026 Making Tax Digital mandate, mitigate Section 24 tax squeezes, and optimise your capital gains exposure with proactive, expert guidance.

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A candid, documentary-style photograph of a local estate agent pointing out renovation potential to a serious property investor within a dusty, dilapidated residential fixer-upper; the scene is raw and authentic, symbolising capital expenditure planning.
A professional photograph capturing a proud female landlord receiving keys to her fully renovated, modern rental apartment from an impressed estate agent; the light-filled interior highlights the successful capital investment outcome.
Legislative Shift

The £50,000 MTD Threshold

Property taxation is currently undergoing its biggest regulatory shift in a decade. With the mandatory introduction of Making Tax Digital (MTD for ITSA) on 6 April 2026, landlords earning a qualifying gross income of £50,000 or more will be required to submit quarterly digital updates to HMRC.

Crucially, HMRC determines this mandate based on your gross rental turnover (before expenses) reported on your 2024-25 tax return. For joint owners, this is based on your individual share of the gross rent. This nuance catches many portfolio landlords completely off guard.

Alongside navigating the MTD transition, landlords are battling strict 60-day capital gains reporting rules and Section 24 interest restrictions. Forward-looking planning is no longer optional—it is critical to your cashflow.

How We Protect Your Portfolio

Generic accountants often miss the complex tax rules that apply specifically to property investors. We provide the technical expertise required to navigate HMRC's shifting goalposts and maximise your yields.

MTD 2026 Readiness

We assess your 2024-25 gross turnover to determine your exact MTD timeline. We then safely bridge your rental data into HMRC-recognised software like Xero before the April deadline.

Section 24 & SPVs

Section 24 destroys net profits for higher-rate taxpayers. We model the financial viability of moving your portfolio into a Special Purpose Vehicle (SPV) to restore full mortgage interest deductibility.

Joint Property (Form 17)

Expert calculation of income splits for spouses. We utilise Form 17 and Deeds of Trust to legally shift beneficial interest to the lower-rate taxpayer, optimising your overall extraction.

60-Day CGT Reporting

Selling a property? HMRC requires a strict Capital Gains Tax return within 60 days of completion. We calculate the gain and file the return fast. Use our CGT forecaster to project your liability.

Rental Income SA100

Accurate preparation of your self-assessment tax returns, ensuring the nuanced line between 'tax-deductible repairs' and 'capital improvements' is managed correctly.

FHL Transition Planning

With the Furnished Holiday Let (FHL) tax regime undergoing total abolition from April 2025, we provide crucial transition guidance to protect your capital allowances through Full Expensing and restructure your exposure.

Your Landlord Accountant

A specialist landlord accountant does far more than prepare your annual self-assessment return. We track rental income across your portfolio, ensure mortgage interest and allowable expenses are applied correctly, manage strict 60-day capital gains reporting deadlines, and prepare your property business for the upcoming Making Tax Digital reporting regime arriving in April 2026.

Property Tax FAQs

When does MTD for ITSA start for landlords?

Making Tax Digital (MTD) for Income Tax Self Assessment becomes mandatory on 6 April 2026 for landlords with a qualifying gross income (turnover, not profit) of £50,000 or more, based heavily on their 2024-25 tax return data.

How does the MTD threshold work for joint property owners?

For jointly owned property, the £50,000 MTD threshold applies to each individual's specific share of the gross rental income, not the total aggregate rent of the property. If your unique share of gross turnover (plus any self-employment) tops £50k, you enter the 2026 mandate.

Should I move my properties into a Limited Company?

It depends entirely on your personal income band and long-term retention goals. SPV Companies allow for full mortgage interest deductibility and lower Corporation Tax rates (19-25%), but you must calculate the Stamp Duty (SDLT) and Capital Gains Tax costs of the initial transfer. We perform a full viability audit for you.

When is capital gains tax due on property?

Capital gains tax on UK residential property is strictly payable within 60 days of completion. A formal 60-day return must be submitted and paid to HMRC via your Capital Gains Tax on UK property account, followed by final reconciliation on your annual self-assessment.

Protect Your Rental Profits

Speak directly with an accountant about your portfolio, Section 24 mitigation, and your upcoming 2026 MTD requirements.